Urgency and Opportunity: The Next Chapter in Small Business Finance
Banks have long placed limitations on their lending to small and medium-sized businesses (SMBs) due to various factors. While some regional and local banks prioritize SMBs, securing funding remains challenging for many small businesses.
Automation Guide on SME Loan Portfolio Risk Monitoring
Understand the role of automation, AI, and integration-readiness in loan portfolio risk management and underwriting process.
Changes in the Digital Underwriting Process: Six Trends to Watch
How is the lending landscape evolving for the regional and small banks in 2025? The answer to this question lies in how the underwriting process is rapidly changing. Gone were the days when underwriting solely...
How Cash Flow Analytics Helps Lenders Limit Risk Effectively
Do your lending decisions still heavily rely upon balance sheets and past financial statements? If so, your financial institution may be overlooking some of the most critical risk factors hiding in plain sight. As we...
What Are Stablecoins, And How Are Banks Reacting To Them?
Stablecoins are a type of digital currency that is tied to the value of another asset, like the U.S. dollar or gold. This helps stablecoins retain a more consistent value than other cryptocurrencies, which often...
How to Capture Cash Flow Data for Reliable Credit Analytics in SME Lending
In SME lending, trust plays a critical role in defining multiple parameters of engagement between borrowers and financial institutions. A credible small business gets faster access to working capital, better pricing and interest rates, and...
Guide to Understanding Loan Management
In 2025, loan software for small businesses is not just a back-office tool but has now become an integral part of the modern lending operations for the regional and small banks. As of today, competition...
A Bank Leader’s Guide to Partner with Embedded Finance Companies for Long-Term Growth
One of the most important trends that is shaping the banking, fintech, and lending industry is embedded finance. According to a 2025 survey by Treasury Prime, 100% of the 300 participant US small banks’ decision...
Start Small: Business Checking Accounts Can Lead to Higher Profits
Small and regional banks in the United States are re-considering the way they serve the entrepreneurs. Previously, what used to be a simple business account opening has now become a gateway to long-term profit. Small...
Top Lending Software Options for Your Credit Union
The lending landscape is evolving rapidly, especially for credit unions and small banks. With increasing pressure to stay competitive, meet rising customer expectations, and offer quick services, these institutions are turning to advanced lending software...
