Urgency and Opportunity: The Next Chapter in Small Business Finance
Banks have long placed limitations on their lending to small and medium-sized businesses (SMBs) due to various factors. While some regional and local banks prioritize SMBs, securing funding remains challenging for many small businesses.
SMB Finance Regulatory Trends in Fintechs
Fintechs (financial technology) is becoming more important for small businesses and startups, especially those seeking financing solutions. According to the FDIC Small Business Lending Survey, 31% of banks already use fintechs for SMB finance, while...
How Small Business Loan Servicing Software Helps Banks Outsmart SBA Loan Competition in 2025
During economic downturns or periods of increased need for SMB financing, SBA loans have emerged as the top preference. According to the SBA 2024 Capital Impact Report, in FY24, SBA loans supported 103,000 financings to...
The Essential Role of Loan Portfolio Management in Banks
According to the US Bureau of Labor Statistics, ~21% of new businesses fail within the first year, and ~50% fail within five years. For regional banks, credit unions, and other financial institutions in the US,...
Unlocking SBA Lending Success for Community Banks
As a small community bank, you play a vital role in supporting local businesses. Despite tighter lending standards, SBA loan volume is at a 34-year high. From January to April 2025, the U.S. Small Business...
The Power of Digital Lending Software for Small and Community Banks in 2025
Banks, credit unions, and other financial institutions serving small businesses face a complex landscape change in 2025. Section 1071, a new rule in the Dodd-Frank Act in the US, will be effective from 2025 onwards....
The Most Important Features of SBA Loan Origination Software
According to Forbes, only 42% of small businesses get the financing needed. Small Business Administration (SBA) loans can help fill this gap and help business owners who don’t qualify for regular bank loans. Becoming an...
Emerging Risks in Digital Lending
Digital lending has transformed the borrowing experience, making loans more accessible and faster for small business owners. As more borrowers seek small business loans online, small and regional banks must consider a digital lending system...
Why Loan Portfolio Management Platform is the New Standard for Banks
How can banks in today’s rapidly evolving and unpredictable economic world ensure that the substantial sums they are lending are protected from loss and work effectively to support individuals and businesses? The answer to this...
